🔒 RozKharcha Privacy Policy
Last updated: May 2026
RozKharcha is a WhatsApp-based personal expense tracker for Indians. We take your financial data privacy very seriously.
What data we collect
- Your WhatsApp phone number
- Your name and occupation
- Expense and income records you submit
- Budget and savings goals you set
- Payment screenshots (processed temporarily, not stored permanently)
How we use your data
- To track and display your personal expenses
- To generate insights and reports for YOU only
- To send automated weekly/monthly summaries
AI Usage
RozKharcha uses AI to understand your messages and provide financial insights. Your data is processed by AI systems to extract expense information and generate personalized advice. We do not use your data to train AI models.
What we do NOT do
- ❌ Never sell your data
- ❌ Never share with third parties
- ❌ Never use for advertising
- ❌ Never store payment screenshots permanently
Your Rights
Delete all your data anytime by sending "reset my data" on WhatsApp.
Contact
Questions? Message us on WhatsApp.